United Home Life

Life Insurance Made Simple

United Home Life and United Farm Family Life Insurance Companies believes that buying life insurance doesn’t need to be complicated. Enjoying the peace of mind that comes from having the protection life insurance provides has never been easier,

UHL made it theirmission to offer straightforward products using a simplified process so that the coverage you need is issued as quickly as possible – in as little as 3-5 days – to ensure that your loved ones have the protection they need in place when the unexpected happens.

The Value of Life Insurance Defined

The value of life insurance is in those whom it protects, and the financial burdens it can ease for them. Life has no guarantees, but life insurance from United Home Life/United Farm Family Life Insurance Companies does. Whether it’s protection against an outstanding mortgage, student loans, unpaid medical bills, final expenses, or other financial needs, UHL makes it simple to insure the future for your loved ones.

Simplified Issue Final Expense Whole Life Insurance

Whole life insurance is insurance for your whole life.  The whole life products are permanent plans of insurance with a protection element (the death benefit) and a growth element (the cash value).  And each comes with guarantees:

  • A death benefit guaranteed never to go down.
  • Premiums guaranteed never to go up.
  • Cash value that grows over time, so long as premiums are paid. The  portfolio is designed to cover a broad spectrum of individuals.  From those who can qualify for preferred rates and who have no health issues to those who may have severe health issues or may even be considered “uninsurable” by other carriers.  And, all on a simplified basis – no medical exams, bodily fluids testing, or pages of health questions:
  • Express Issue Premier
  • Express Issue Deluxe
  • Express Issue Whole Life
Guaranteed Issue Whole Life Insurance
Our Guaranteed Issue Whole Life* product has perhaps the most uncomplicated application process of all our plans – there are NO health questions.  None.  What could be simpler?  If you’ve had trouble getting life insurance in the past, or you simply don’t want the hassles of exams and blood tests or to answer personal questions about your medical history, Guaranteed Issue Whole Life may be the simplest solution for your life insurance needs.


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